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Each
of our members submits details of applications that they receive for products such as mortgages, credit cards, loans etc.Applications are checked against existing applications for inconsistencies and similarities that may indicate application fraud using a predefined set of rules. Any applications that warrant investigation are referred for further checks. No applications are automatically declined on the basis of National HUNTER information and all our members are fully audited on their use of the system on a regular basis.
The National HUNTER system is operated by Experian Decision Analytics, part of the Experian group.
We do not hold any credit scoring records, credit histories, information concerning County Court Judgements (CCJs) or bankruptcies, nor do we store Electoral Roll information. The information that is held relates only to applications made to our member organisations, and consists only of the application information supplied by the applicant(s).
